Panel members from left to right: (facilitator) Kobus Truter, head of structured commodity finance at Absa; Sean Harper, national survey manager at Santam Insurance; Zhann Meyer, head of global commodity finance at Nedbank; Ebbe Rabie, managing director of speciality at Price Forbes; Gerard Ramage, safety, health, environment and quality manager at VKB Group; and Letisha van den Berg, director of the Aggregate and Sand Producers’ Association of Southern Africa.