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Diversifying your income with UK retirement investments

Diversifying your income with UK retirement investments

The repo rate in South Africa has been slashed from 6.75% to 6.5%. Typically, a decrease in interest rates causes house price growth, so it’s great news for the property...
Waste management fundamentals

Waste management fundamentals

By law, you are required to store or dispose of waste responsibly. Failure to do so may result in a fine. More seriously, it harms the environment.
Keeping the farm in the family

Keeping the farm in the family

A big concern for farm owners is how to ensure their farms stay in the family for generations to come.
The basics of subdividing:

The basics of subdividing

The assistance of a land surveyor is key to ensuring lawful procedure. Altus Strydom, chairperson of the South African Geomatics Institute, spoke to Gerhard Uys.
When to postpone a disciplinary hearing

When to postpone a disciplinary hearing

Holding a disciplinary hearing must follow due process. This includes taking into account when to postpone the hearing.
Counting the cost of your farm

Counting the cost of your farm

Farm input costs include items such as feed, labour and machinery. The following general cost input terms are useful in calculating precisely how much your farm costs you to run.
The last harvest – guidelines to retiring

The last harvest – guidelines to retiring

According to Stats SA, only 6% of South Africans can afford to retire comfortably, while retirement planning was highlighted as the biggest financial planning concern amongst commercial farmers in a...
Community of property or antenuptial? Which option is best

Community of property or antenuptial? Which option is best

Many of us look forward to the day when the ‘question is popped’ and preparations for the big day begin. However deciding to get married entails far more than planning...
Can a trust be party to a contract?

Can a trust be party to a contract?

(Standard Bank v Johannes Gerhardus Swanepoel NO [2015) ZASCA 71). Standard Bank provided an agricultural produce loan and a business cheque account to the Harne Trust represented by the trustee,...
Section 3(3)(d) - the silent assassin of your estate plan

Section 3(3)(d) – the silent assassin of your estate plan

One of the overarching objectives of estate planning is to minimise estate duty. There are various planning mechanisms which can be applied to ensure that this objective is achieved.
Should you nominate a beneficiary on a retirement annuity?

Should you nominate a beneficiary on a retirement annuity?

Nominating a person as a beneficiary on a RA is not a guarantee the person will receive the full benefit intended for them. Careful consideration needs to be given to...

Agricultural output terms explained

Output terms relate to the value of production or yield (such as fodder) of a specific farming enterprise sold or used on the farm. In some cases, this may include...

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Zambia: independent maize miller a lifeline for smallholders

Zambia: independent maize miller a lifeline for smallholders

Zambia’s rural economy is dependent on thousands of resource-poor smallholder farmers. Mukumbuta Mukumbuta, a local entrepreneur, spoke to Lloyd Phillips about how his maize milling venture provides a market for...

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