Case IH makes ownership easier with competitive finance offers

In today’s farming environment, where input costs continue to rise and operational efficiency is key, South African farmers need solutions that balance performance with affordability. Recognising this, Case IH has introduced a special retail finance offer that makes owning one of its proven JXT, JX or JXM tractors more achievable than ever – helping farmers protect their cash flow while investing in long-term productivity.

The offer in detail

This exclusive Case IH Retail Finance Programme applies to a wide range of small tractor models, including the JXT45T, JXT55T, JXT75T, JXM80, JXM90, JX95, JX100 (ROPS and CAB), and JX110 (ROPS and CAB).

Farmers can benefit from an attractive Prime -5% interest rate, with a 35% deposit and a 36-month term, offering both value and flexibility.

To make budgeting easier, repayments can be structured monthly or annually, allowing farmers to choose what fits best with their income cycles. Whether you prefer paying monthly or after harvest, this structure is designed to work with your business rhythm, not against it.

This finance offer is available until December 2025, giving producers time to take advantage of these favourable terms. The offer includes ‘no VAT back’, and as always, Ts & Cs apply.

What ‘no VAT back’ really means for farmers

While ‘no VAT back’ might sound like a limitation, it actually offers a key advantage for cash flow management. In this finance structure, the VAT portion is included in the financed amount, rather than being paid upfront at the time of purchase.

This means farmers don’t need to immediately pay the full VAT amount out of pocket – instead, it’s spread out and repaid over the full term of the finance agreement. The result? Lower upfront costs and more available working capital for essential operational needs like seed, feed, fertiliser, and maintenance.

In an industry where cash flow is everything, this set-up helps farmers save on immediate expenses and maintain liquidity throughout the season. Put simply, ‘no VAT back’ allows you to get the tractor you need now, without depleting your cash reserves – an important benefit when managing input-heavy operations.

Dependable power for every operation

The JXT, JX, and JXM Series represent the backbone of Case IH’s small tractor line-up, combining strength, simplicity, and reliability to meet the daily demands of South African farming.

The JXT range – available in 45, 55, and 75 horsepower models (2WD and 4WD) – delivers exceptional value for small-scale and mixed operations. Lightweight yet durable, these tractors are ideal for livestock farms, orchards, vineyards, and light fieldwork, offering ease of use, excellent manoeuvrability, and dependable performance with minimal maintenance.

The JX tractors are known for their robust build and fuel-efficient engines. With versatile options and comfortable operator stations, they’re suited for everything from loader work to heavy-duty tillage. Farmers trust the JX range for its balance of power, affordability, and low running costs.

JXM Series – the modern multi-tasker

Building on the strengths of the JX line, the JXM Series adds enhanced comfort, visibility, and control. Designed for long working hours, these tractors combine performance and ergonomics to deliver higher productivity and operator efficiency across a wide range of farming tasks.

Finance designed around farmers’ needs

Case IH understands that no two operations are the same. The finance programme’s variable interest rate ensures that when the prime rate decreases, farmers directly benefit from lower interest costs.

Meanwhile, the repayment options make it easier to plan around seasonal income cycles, offering greater financial control and predictability. With a 35% deposit, farmers can secure their tractor investment without overextending their budgets, while spreading repayments over time ensures smoother, more sustainable financial management.

Trusted partner, practical solutions

At Case IH, it’s not just about building world-class machinery – it’s about supporting the people who use it. This finance offer reflects the brand’s continued commitment to helping farmers access the tools they need to succeed.

With Case IH, you’re not just financing a tractor. You’re investing in performance, partnership, and peace of mind.

These finance offers are only available through CNH Capital in Alliance with WesBank.

For more information visit caseih.com/en-za/southafrica.